Toy Vehicle Insurance in Jerome, ID
Owning a toy vehicle, whether an ATV, snowmobile or classic car, brings immense joy and adventure. However, these unique vehicles come with their own set of risks and responsibilities. Toy vehicle owners in Jerome, Idaho, face peculiar needs such as potential damage during off-road adventures, theft and accidents. 
At Prescott & Craig, Inc., we can offer reliable insurance for toy vehicles. With our understanding of the unique needs of toy vehicle enthusiasts, we can provide tailored policies to keep your prized possessions well-protected.
What Is Toy Vehicle Insurance?
Toy vehicle insurance is a specialized type of coverage designed to protect various recreational and collectible vehicles. Unlike standard auto insurance, it can cater specifically to the unique risks associated with these vehicles, providing tailored protection that standard policies might not offer.
What Types of Vehicles are Covered Under This Insurance?
Toy vehicle insurance typically covers a wide range of vehicles, including but not limited to the following:
- All-terrain vehicles (ATVs)
- Snowmobiles
- Dirt bikes
- Golf carts
- Classic and antique cars
- Dune buggies
- Personal watercraft (jet skis)
What Does Toy Vehicle Policies Cover?
Coverage under toy vehicle insurance can vary, but it generally includes the following:
- Liability coverage may protect you if you’re responsible for an accident that causes injury or property damage.
- Collision coverage may cover damage to your vehicle resulting from a collision with another vehicle or object.
- Comprehensive coverage may help against non-collision-related incidents such as theft, vandalism, fire or natural disasters.
- Uninsured/underinsured motorist coverage may provide protection if you’re involved in an accident with an at-fault driver who lacks sufficient insurance.
- Accessory coverage may cover custom parts and accessories added to your vehicle.
Choose Our Company
Prescott & Craig, Inc. in Jerome, Idaho, can guide you through choosing the right toy vehicle insurance. Contact us today to learn more or request a quote.